We all are here, working hard just to make money. We should take care of few basic mantras of how we can make, save money.

Mantras are as following:-

1. Set your financial goals: We know how much we earn, we can earn and we can save. We should work as per our goal and limits.Be it planning for investing in Indian stock market, buying shares, buying share market recommendations, future studies, buying a car or a laptop. Identify it and put a monetary value to it. We can achieve our goals only if we systematically save for it.

2. Spend lesser on credit cards: The plastic money is very convenient and most of us prefer this to actual money.
Since it is convenient, we tend to over spend. We should keep in mind basic rule - 'don’t spend what you don't have’. We should try to stay in our financial limits. Should

3. Buy an insurance policy: For those youngsters who have dependants; insurance is a must. However, we generally undermine the importance because we are young. The sooner you get insured, the better. It will also work out cheaper because of the age factor.However, we should keep in mind there are many policies offering different return slabs of different insurance companies. We should do proper research before buying it.


4. Invest regularly: There are various options for investing your money. One of the most popular and rewarding options is to invest in Indian stock market. From share trading or stock market investments many are earning as well as loosing money. In short if you trade then you may loose if you invest then you will earn.
But you can earn both ways condition being you should work as per stock market analyst tips or recommendations.

5. Think 'Future: It is never too early to start preparing for your future, plan for your retirement now,
the sooner you start the better it is for you. You will be able to see the power of compounding, when you start
investing small sums of money, but still see it grow gradually to the amount you set as target.


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