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There is good news for individuals who are looking to buy a medical cover with no limits on the sum-insured.
Bajaj Allianz General Insurance has launched a novel individual health insurance policy that provides unlimited sum-insured (SI). This policy provides a room-rent range fixed limit option where indemnity is 100 times the daily room rent. Beyond that, there will be a co-pay element.
Under Health Infinity, a person can choose coverage limit according to the per day room rent options which range between Rs 3,000 to Rs 50,000. Based on the chosen option, s/he will be indemnified 100 times of the per day room rent limit.
If the claim amount exceeds this, a co-payment of 15 percent, 20 percent, or 25 percent is applicable as opted by the customer at the time of purchasing policy. This co-payment is applicable only if the claim amount exceeds 100 times room rent and not on the total claim amount.
There is good news for individuals who are looking to buy a medical cover with no limits on the sum-insured.
Bajaj Allianz General Insurance has launched a novel individual health insurance policy that provides unlimited sum-insured (SI). This policy provides a room-rent range fixed limit option where indemnity is 100 times the daily room rent. Beyond that, there will be a co-pay element.
Under Health Infinity, a person can choose coverage limit according to the per day room rent options which range between Rs 3,000 to Rs 50,000. Based on the chosen option, s/he will be indemnified 100 times of the per day room rent limit.
If the claim amount exceeds this, a co-payment of 15 percent, 20 percent, or 25 percent is applicable as opted by the customer at the time of purchasing policy. This co-payment is applicable only if the claim amount exceeds 100 times room rent and not on the total claim amount.